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Calculate returns on systematic investments.

SIP Calculator

This calculator is useful for calculating returns from a mutual fund using the systematic investment plan (SIP) route. Simply enter the SIP amount, select daily/ monthly/ yearly SIP cycle to calculate the amount accumulated over the investment tenure.

e.g., monthly SIP for three years, no. of payments = 3*12 = 36

Systematic Investment Plan (SIP) is an investment strategy where you invest a fixed amount every month in investment instruments like mutual funds. Investing in mutual fund using SIPs is similar to savings in banks using recurring deposit; The bank returns are, however, guaranteed whereas mutual fund returns are not.

SIP Return Calculation

The formula for SIP return calculation is based on the formula for future value of annuity-due.

FV = P × ((1 + i)n - 1) / i) × (1 + i)

Where,
FV = Future value
P = Amount invested at the start of every payment interval
n = Number of payments
i = Periodic interest rate
r = Expected return rate in % per annum

Monthly SIP Formula

For a monthly SIP payment P for a period of n months:

Maturity amount = P × ((1 + i)n - 1) / i) × (1 + i)

where,
i = r / 100 / 12

SIP Frequency

Disclaimer:- The content of this website does not constitute financial advice and is solely meant for information purpose. The calculations are accurate as per the prescribed formula.